Affordable Care Act Notice (English)
Notice to CFB ISD Employees: Requirements of the Affordable Care Act (ACA)
Pursuant to the Paperwork Burden Reduction Act (H.R. 3797) enacted on December 23, 2024, your 1095 Form will no longer be automatically mailed or hand delivered to you. Instead, this Form will be available to Responsible Individuals through our Benefits HUB portal. Simply log in and go to your File Cabinet to download the 1095 Form.
If you are unable to download the Form, please reach out to request the Form. You have several options to request this Form.
Portal: www.MyBenefitsHUB.com/cfbisd
Phone: Call DISTRICT Benefits office at PHONE NUMBER 972-968-6120
Email- be sure to include the last four of your SSN and last name: BenefitHelp@cfbisd.edu
Regular Mail: COMPLETE With your name and address for mailing If you choose to contact us directly, you will receive your 1095 Form within 30 days of the request ASSUMING the Forms have been prepared (in accordance with ACA Deadlines).
This form is significant as it indicates whether the plan offered to you and your dependents met the IRS "Minimum Value" standard and if the employee-only coverage was considered "Affordable" under IRS guidelines. The IRS continues to use this information to determine household eligibility for premium assistance in the marketplace.Enrollment in TRS-ActiveCare satisfies the requirement to have health insurance. The TRS-ActiveCare Enrollment Guide explains who is eligible to enroll in ActiveCare.
Enrollment in another plan, such as through a spouse, parent, or association, also satisfies the requirement to have health insurance if the plan provides minimum essential coverage.
The Health Insurance Marketplace
As an alternative to TRS ActiveCare or another health insurance program, you may enroll in insurance through the Health Insurance Marketplace. In Texas, the Marketplace is a federal government program that will offer “one-stop shopping” to find and compare private health insurance options. Most individuals are eligible to enroll in insurance through the Marketplace. For information on the Marketplace, go to: www.healthcare.gov.
You may be eligible for a premium tax credit or other assistance toward insurance you may obtain through the Marketplace, depending on your household income. More information on the premium tax credit and other cost sharing provisions is available at: www.healthcare.gov. Additionally, please note that the district will not contribute to premium costs if you enroll in insurance through the Marketplace. As a result, you will lose the benefit of paying the premium with pre-tax income if you purchase insurance through the Marketplace.
Additional Information
If you have questions or concerns about the health insurance offered through the district, please contact the Benefits Office at 972.968.6130. Questions about the Marketplace and how the Affordable Care Act impacts you as an individual should be addressed to: www.healthcare.gov or your personal attorney.